Which regulation applies to loans made to executive officers and related interests?

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The correct regulation that applies to loans made to executive officers and related interests is Regulation O, which specifically addresses Loans to Insiders. This regulation was established to promote transparency and prevent conflicts of interest in lending practices involving those who hold significant power within a financial institution, such as executive officers and directors.

Regulation O sets limitations on the amount of credit that can be extended to insiders and requires that such loans be made on terms that are not more favorable than those offered to non-insiders, thereby helping to ensure fair lending practices. This regulatory framework is essential for maintaining the integrity of financial institutions and safeguarding against potential abuses of power or preferential treatment in lending.

While the other options are important regulations in their own contexts—such as ensuring equal credit opportunities or providing protections for servicemembers—Regulation O is specifically focused on the criteria and regulations surrounding loans to individuals in positions of authority within a banking institution.

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